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Rates and Fees

Terms of your loan will vary based on the amount of the loan and the period of time to repay. Other factors may include the state you live in, your credit score, and your repayment history. Please contact your lender directly for questions regarding your loan.

Example Ranges (High Interest Loan):

This field is required

Advance Amount: $100.00
Total Days with Balance: 7
Total Finance Charge:
*Assuming all payments
are made as scheduled
$6.90
Minimum Payment Due: $8.90
Pay in Full Amount: $106.90
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%

**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. APR’s for other state-licensed and tribal lenders may range from 360% to 841.4532% depending on the duration of the loan and the loan origination fees. It's important to review the lender disclosures, rates, and applicable fees where applicable.

This field is required

Advance Amount: $100.00
Total Days with Balance: 14
Total Finance Charge:
*Assuming all payments
are made as scheduled
$13.81
Minimum Payment Due: $15.81
Pay in Full Amount: $113.81
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%

**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. APR’s for other state-licensed and tribal lenders may range from 360% to 841.4532% depending on the duration of the loan and the loan origination fees. It's important to review the lender disclosures, rates, and applicable fees where applicable.

This field is required

Advance Amount: $100.00
Total Days with Balance: 30
Total Finance Charge:
*Assuming all payments
are made as scheduled
$29.59
Minimum Payment Due: $31.59
Pay in Full Amount: $129.59
Annual Fee: None
Cash Advance Fee: None
Late Fee: None
APR** for Cash Advances: 360%

**Annual Percentage Rate: The APR is the total cost of your loan expressed as a yearly rate. APR’s for other state-licensed and tribal lenders may range from 360% to 841.4532% depending on the duration of the loan and the loan origination fees. It's important to review the lender disclosures, rates, and applicable fees where applicable.

Example Ranges (Installment Loan):

Loan Amount: $1,000
Lending Period: 6 - 24 months*
Payment Frequency: Ranges between once or twice a month
Annual Percentage Rate (APR): 35.99%* (APR's vary based on lender, loan amount and individual based criteria)

*Annual percentage rate (APR) will vary based on your repayment history, lending period, credit score, and other factors. Below is a representation of an APR you could typically see for an ​installment ​loan amount of $1,000.

Loan Amount Loan Term Fee / Interest APR%
Example $1,000 24 months $417.01 35.99%

Submitting your loan request form on Lenditude is absolutely free. Our website offers an infomediary service that will attempt to connect you with independent, third party lenders who may secure a loan for you. We are not lenders and do not broker loans or make credit decisions. Although we are not lenders, we encourage consumers to research the rules and regulations regarding short-term loans, specifically the Truth in Lending Act, which requires lenders to fully disclose all loan fees and interest rates that borrowers may incur. All loan fees and interest rate information should be disclosed to you by your lender at the time of approval.

Lender's Disclosure of Loan Terms

When you are connected with a third party lender on our website, the lender will provide you with documents that contain all rate and fee information regarding the loan being offered to you. It is important that you thoroughly review the rate and fee information provided to you by your lender prior to agreeing to the terms of any loan. You are under no obligation at any time to accept these loan terms if you determine they are unsuitable. If you wish to proceed with the loan process after deciding that the loan terms provided by the lender in the loan contract are acceptable, then you may electronically sign the lender's acceptance page and simply wait for your funds. It is important to remember that the loan interest rates, fees, and loan terms are determined solely by your lender. Because Lenditude is not a lender, we have no control or knowledge of the loan details between you and your lender.

Late Payment

Short term lenders may have different policies regarding late payments. Please ensure that you thoroughly review the late payment policy detailed in the loan documents and loan contract your lender provides before electronically signing and thereby agreeing to the loan terms. It is important to note that all lenders must abide by applicable federal and state laws and regulations regarding late payment fees. You are encouraged to research and review the applicable laws regarding short term loans and late payments in the state which you reside.

Non-Payment

In the event that you are unable to repay your loan, your lender may impose additional fees or charges. Our website uses commercially reasonable efforts to only work with a network of reputable lenders who are committed to using fair and reasonable debt collection practices. All lenders must abide by applicable federal and state laws and regulations regarding collections of past due accounts. We encourage consumers to not accept any loans that they cannot repay.

Loan Renewal

Lenders may have different terms and policies regarding loan renewal options and it is important for you to thoroughly read your lender's loan renewal terms before signing and accepting a loan. Where rollovers or repayment extensions are granted, interest rates, along with any Late Fee:s and additional charges that may be imposed, can substantially increase the dollar amount to the end cost of your loan. You are encouraged to review and understand your lender's terms regarding loan renewal options before signing the loan contract.

This is not a federal program and is unrelated to government stimulus.

*Consumer Notice: Payday loans or cash advances are made for the purpose of assisting consumers with short-term financing to resolve immediate cash needs and should not be considered a long-term solution. Submitting a loan request on this website does not guarantee that you will be connected with an independent lender or approved for a loan or cash advance. Loan terms, including loan amounts and transfer times for loans, vary among lenders and may be dependent upon the laws of the state in which you reside. If you are connected with a lender on our website, you may be directed to a third party website whose privacy practices and terms of use may significantly differ from our own. You are encouraged to read your lender’s privacy practices and terms of use. Consumers facing financial debt difficulties should seek advice from the appropriate professional before entering into any type of loan. You are encouraged to contact your lender directly for more information.

*The Operator of This Website is a for-profit advertising network. We receive compensation, in the form of referral fees, from the lenders, aggregators, or other offers that we direct you to. Therefore, the amount of compensation provided, along with other factors, may impact which offer you are presented. The offer you receive may be coming from the company that bid the most for your information. The operator of this website does not always provide you with an offer with the best rates or terms. Our website does not include all companies or all available offers. We encourage you to research all available loans options for your situation.

*Legal Disclaimer: Lenditude™ is a marketing company and NOT A LENDER. Lenditude™ does not make decisions about loans, advances or credit. This Website does not constitute an offer or solicitation for a loan. The operator of this Website is not an agent or representative of any loan company or credit institution, and does not endorse or charge users for any service or product. Repayment terms where applicable for certain offerings vary by lender. It is the user's responsibility to read all third party lender website disclaimers and offer restrictions before proceeding. Completing an application does not guarantee that you will qualify for a specific product. Rates and terms are provider-specific. Offer not available in all states. Lenditude™ does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender even though we DO NOT WORK DIRECTLY with Tribal Lenders. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the rates and fees may be higher than state-licensed lenders and you may be required to agree to resolve any disputes in a tribal jurisdiction. Additionally, your information may be going to an aggregator and not a lender. Your information can be sold multiple times leading to multiple offers from lenders, aggregators, and other marketers. Providing your information on this Website does not guarantee that you will be approved for a cash advance. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your cash advance, please contact your lender directly. Cash advances are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a cash advance based upon lender requirements.

Credit Check Disclaimer: Lenders may perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some lenders. By submitting your loan request, you are providing express written consent under the Fair Credit Reporting Act for each lender to whom we transmit your information to obtain, in response to your inquiry, a credit check or consumer report from a consumer reporting agency.  This credit check can include a hard pull, which may impact your credit score.

ANTI-SPAM POLICY: We strictly prohibit any reference or advertisement of our brand and web site using unsolicited email messages. Violation of this policy will cause partnership termination and further actions permitted by the law. If you feel you have been sent unsolicited messages promoting our brand or website and would like to register a complaint, please refer to our Privacy Policy. We will investigate all complaints and take necessary action.

Availability: Residents of some states may not qualify for loans provided by the lenders and third-parties they are connected with on this website. Our website makes no warranties, guarantees, or representations that you will qualify for any third party lender services by using our website. The services provided on this website are void where prohibited. Offer may not be available in AR, CT, GA, ME, MN, NH, NJ, NY, OR, SD, VT, WA, WV and DC.

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*Consumer Notice: Payday loans or cash advances are made for the purpose of assisting consumers with short-term financing to resolve immediate cash needs and should not be considered a long-term solution. Submitting a loan request on this website does not guarantee that you will be connected with an independent lender or approved for a loan or cash advance. Loan terms, including loan amounts and transfer times for loans, vary among lenders and may be dependent upon the laws of the state in which you reside. If you are connected with a lender on our website, you may be directed to a third party website whose privacy practices and terms of use may significantly differ from our own. You are encouraged to read your lender’s privacy practices and terms of use. Consumers facing financial debt difficulties should seek advice from the appropriate professional before entering into any type of loan. You are encouraged to contact your lender directly for more information.

*The Operator of This Website is a for-profit advertising network. We receive compensation, in the form of referral fees, from the lenders, aggregators, or other offers that we direct you to. Therefore, the amount of compensation provided, along with other factors, may impact which offer you are presented. The offer you receive may be coming from the company that bid the most for your information. The operator of this website does not always provide you with an offer with the best rates or terms. Our website does not include all companies or all available offers. We encourage you to research all available loans options for your situation.

*Legal Disclaimer: Lenditude™ is a marketing company and NOT A LENDER. Lenditude™ does not make decisions about loans, advances or credit. This Website does not constitute an offer or solicitation for a loan. The operator of this Website is not an agent or representative of any loan company or credit institution, and does not endorse or charge users for any service or product. Repayment terms where applicable for certain offerings vary by lender. It is the user's responsibility to read all third party lender website disclaimers and offer restrictions before proceeding. Completing an application does not guarantee that you will qualify for a specific product. Rates and terms are provider-specific. Offer not available in all states. Lenditude™ does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender even though we DO NOT WORK DIRECTLY with Tribal Lenders. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the rates and fees may be higher than state-licensed lenders and you may be required to agree to resolve any disputes in a tribal jurisdiction. Additionally, your information may be going to an aggregator and not a lender. Your information can be sold multiple times leading to multiple offers from lenders, aggregators, and other marketers. Providing your information on this Website does not guarantee that you will be approved for a cash advance. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your cash advance, please contact your lender directly. Cash advances are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a cash advance based upon lender requirements.

Credit Check Disclaimer: Lenders may perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some lenders. By submitting your loan request, you are providing express written consent under the Fair Credit Reporting Act for each lender to whom we transmit your information to obtain, in response to your inquiry, a credit check or consumer report from a consumer reporting agency.  This credit check can include a hard pull, which may impact your credit score.

ANTI-SPAM POLICY: We strictly prohibit any reference or advertisement of our brand and web site using unsolicited email messages. Violation of this policy will cause partnership termination and further actions permitted by the law. If you feel you have been sent unsolicited messages promoting our brand or website and would like to register a complaint, please refer to our Privacy Policy. We will investigate all complaints and take necessary action.

Availability: Residents of some states may not qualify for loans provided by the lenders and third-parties they are connected with on this website. Our website makes no warranties, guarantees, or representations that you will qualify for any third party lender services by using our website. The services provided on this website are void where prohibited. Offer may not be available in AR, CT, GA, ME, MN, NH, NJ, NY, OR, SD, VT, WA, WV and DC.

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